A Truely Unique Program

Finally, an employee-focused health benefits package that improves your physical and financial wellbeing!

The CHAMP™ Plan is a unique and innovative health-care solution that is designed to complement any health insurance plan while giving you additional benefits at a zero net cost.  No Copay. No Deductibles. No Coinsurance. No Worries! The company realizes a net savings for each employee. Because the Champ Plan uses an IRS approved Section 125 pretax benefit, the employer tax savings per year will be no less than $573.60 per employee. The employee realizes extra benefits as well as an increase in their net take-home pay by as much as $125 in most cases. 

The innovative CHAMP™ Plan is the perfect intersection of doing good for your company while doing good for your employees.

 

Call or email us for an appointment to explain how this works. 

 

"Where America Saves"

Statistics show that more than 50% of Americans will retire with an income deficiency. Currently many Americans work at jobs that offer no pension, and will come to rely on social security as their only source of income when they reach retirement. The unfortunate truth is that most will not receive enough to cover their monthly expenses.

We are here to help you achieve your financial goals. No more regrets. Your financially secure future starts now. Money for College, Money for Emergencies, and Money for Retirement.

Our goal is to offer a life insurance plan to underserved markets, where you can choose where your money grows, such as annuities or any other cash accumulation vehicle of your choice, such as mutual funds, as well as the opportunity to protect your loved ones in the event of a premature death or disability.

 

Call or email us for an appointment to explain how this works. 

Indemnity Benefit Insurance

Philadelphia American's HSP Gold Edition Policy offers customized insurance plans and protection where it matters most at an affordable price. In addition, HSP Gold offers policyholders a growing number of tools, resources and value-added benefits that are sure to help you navigate through the costly and complex healthcare marketplace.

"One Size Does Not Fit All", This is especially true when it comes to choosing a healthcare policy. Why choose a costly traditional insurance policy when you can customize a plan that meets the expectations of medical needs for you and your family? With HSP Gold, you have control over the design of your policy benefits. We can help you choose a plan that fits your family's budget and healthcare needs today! 

 

Call or email us for an appointment to explain how this works.